Free planning tools

Financial Calculators

Free tools to model mortgages, retirement, and every registered account in Canada and the United States. Use them yourself — or connect with a verified advisor to build a full plan.

General

Mortgage

Monthly payments, interest, and amortization

Retirement Readiness

Will you have enough to retire comfortably?

Life Insurance Needs

DIME method coverage estimator

Investment Projector

Multi-phase growth for any retirement account

Canada

RRSP Calculator

Tax-deferred retirement savings projection

TFSA Calculator

Tax-free growth and withdrawal modeling

FHSA Calculator

First Home Savings Account projection

RESP Calculator

Includes CESG government grant matching

RDSP Calculator

Includes CDSG grants for disability savings

Non-Registered

Taxable brokerage account projection

United States

401(k) Calculator

Traditional 401(k) with employer match

Roth 401(k)

Post-tax contributions, tax-free growth

Traditional IRA

Tax-deferred individual retirement

Roth IRA

Tax-free growth, post-tax contributions

SEP-IRA

Self-employed retirement, up to 25%

SIMPLE IRA

Small business retirement plan

529 Plan

Tax-advantaged education savings

HSA

Triple-tax-advantaged health savings

Brokerage Account

Taxable investment account projection

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